Why wait a day or more to receive money you’ve already earned? Traditional card payments have made delayed settlement feel normal. TappiPay changes that by giving merchants faster access to funds, with the flexibility to receive money in real time or let it build up as a float for later use.
Instant settlements
Access your money as payments happen.
No weekend delays
Get paid without waiting for banking hours.
Build a float
Pay via the TappiPay app or Whatsapp.
More control
Manage incoming funds around your business needs.
Receive customer payments through an instant-payment rail designed for speed and flexibility. Instead of waiting for card settlements, TappiPay helps merchants access funds faster and manage cash flow more efficiently.

As payments build up, merchants can use their float for supplier payments, cash-in and cash-out services, and more day-to-day business activity without first needing to bank cash.

Delayed settlement puts pressure on business cash flow. TappiPay helps merchants access money faster, so they can keep operations moving without waiting for the next business day. Funds can be received in real time or allowed to build into a float, giving merchants more flexibility in how they manage payments.

TappiPay Assistant
Online · Typically replies instantly